About Mortgage Calculator

Mortgage Calculator is a free online tool that helps you estimate your monthly mortgage payment, view a complete amortization schedule, and understand the true cost of homeownership.

Why We Built This

Buying a home is the biggest financial decision most people make. We built this calculator to help homebuyers understand exactly what their monthly payments will look like — including taxes and insurance — before committing to a mortgage.

Key Features

• Complete payment breakdown — Principal, interest, taxes, and insurance
• Amortization schedule — Month-by-month breakdown of every payment
• Visual breakdown bar — See where your money goes at a glance
• Flexible inputs — Down payment in dollars or percentage
• Multiple loan terms — Compare 10, 15, 20, 25, and 30-year options
• 100% client-side — Your financial data never leaves your browser

Privacy First

All calculations happen entirely in your browser. We never send your financial data to any server. Your information stays on your device at all times.